Stablecoin Payment Flows Could Hit $56.6T by 2030

Stablecoin payment flows could tap $56.6 trillion by 2030, according to Bloomberg Intelligence, a rise that would make stablecoins one of the most important payment tools in global finance.

Stablecoin payment flows was $2.9 trillion in 2025, according to Bloomberg. Hitting $55.6 trillion would require a staggering 81% compounded annual growth rate (CAGR) over the next five years.

This could be driven by increasing institutional adoption and rising reliance on stablecoins in countries where people are seeking protection from inflation and economic instability.

USDT is dominating CeFi, but USDC is winning DeFi

Bloomberg noted that Tether (USDT) continues to be the most used stablecoin for everyday payments, business transactions and as a savings vehicle, while Circle’s USDC (USDC) stablecoin is the most preferred on decentralized finance platforms.

Stablecoin flows rose 81% year-on-year in 2025; however, the share of volume on decentralized crypto platforms fell, Bloomberg reported, citing data from crypto analytics platform Artemis.

Artemis co-founder Anthony Yim attributed this shift to the growth in US dollar stablecoin usage in emerging economies as they continue to navigate an “increasingly unstable geopolitical landscape.”